At Basil Toyota, our dealership offers the auto financing solutions you deserve. We know that the financing process can be stressful, which is why our experts in Amherst, New York have a wide array of solutions that match every type of situation. From drivers that are looking to secure bad credit financing to college graduates who need help with no credit financing, our professionals will review all your options to get you the plan you deserve. We know that conventional financing isn't for everyone, which is why we also offer competitive Toyota lease options at our dealership. Call the professionals at Basil Toyota today to learn more about your options.

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(716) 625-8444

Finance Department

The Basic Components of an Auto Loan from Basil Toyota

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Toyota Model to Buy
Lockport, NY | Buffalo, NY | Amherst, NY

The lineup of Toyota vehicles is available to finance at Basil Toyota. We offer the versatile Toyota RAV4, a sleek and efficient SUV that will match the journey ahead. Looking for a commuter-friendly vehicle? The Toyota Prius is known for fuel-efficiency, while the Toyota Camry offers more space for your daily commute. For a family vehicle, we offer the Toyota Highlander and Toyota Sequoia, both spacious models packed with luxurious features and innovative safety features. We also offer the Toyota Tundra and Toyota Tacoma, both trucks ready for the worksite and weekend camping trips alike. Whatever vehicle you like, our team is prepared to match you with the right financing options. Get in touch with our Amherst, NY area dealership to get the process started.

How to Apply for Toyota Financing at Basil Toyota

Did you know that we offer plenty of online tools to help you get a head start on your financing process? Use our Trade-In Appraisal to estimate the value of your current car or explore our current Toyota financing specials to get the best deal around. Estimate your monthly car payments with our handy auto payment calculator or read more about our low-rate auto loans and Toyota lease options. Have questions for the team at Basil Toyota? Call our Amherst, NY area Toyota dealership to learn what financing options are right for you.

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Dealership Hours
Mon - Thurs9:00am - 9:00pm
Friday9:00am - 6:00pm
Saturday9:00am - 5:00pm
Sunday11:00am - 4:00pm