Finding financing solutions for your next Toyota vehicle is no problem at all for the skilled team at Basil Toyota in Lockport, New York. Visit our Toyota financing experts today to find ways to help afford your next vehicle while staying conscious of your budget. On-site, we offer Toyota-exclusive incentives and affordable financing solutions, all in a pressure-free environment that respects how vital these decisions can be. With help from our financing team, you'll learn more about lease options, low-rate auto loans, repair financing, and other ways to get behind the wheel of a Toyota vehicle at a price you can afford. Visit us in Lockport, NY today to get the process started and see if you're pre-approved for Toyota financing!

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Finance Department

The Basic Components of an Auto Loan from Basil Toyota

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Toyota Model to Buy
Lockport, NY | Buffalo, NY | Amherst, NY

Fun meets function in the Toyota lineup at Basil Toyota. For drivers in need of something versatile and reliable, our dealership in Lockport, NY is precisely the right place. Test out the impressive Toyota Highlander SUV while you're here, a capable option designed with the modern adventurer in mind. The Toyota Prius is an icon for more reasons than being eco friendly. It's the ideal car for getting from A to B in style and with a surprisingly roomy interior. There's also the Toyota Camry, a four-door car designed as a versatile, stylish option any driver can enjoy. We also have plenty of other models like the Toyota Tundra, Toyota RAV4, Toyota Corolla, and other top models to choose from, all available through Toyota financing. Seek out our sales team today to set up a test drive in any one of our Toyota vehicles and upgrade your daily commute.

How to Apply for Toyota Financing at Basil Toyota

At Basil Toyota in Lockport, NY we understand how important the auto financing process can be. That's why we're available to you at any time to help walk you through all of our Toyota financing options. While we offer low-rate auto loans for those looking to work towards ownership, we also offer competitive Toyota lease options for those looking for lower monthly payments. Our experts can also help you estimate your monthly auto payments and value your trade-in vehicle. Apply for financing today and learn more about our budget-friendly solutions by contacting our financing pros!

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Dealership Hours
Mon-Thurs9:00am - 9:00pm
Friday9:00am - 6:00pm
Saturday9:00am - 5:00pm
Sunday11:00am - 4:00pm