Competitive financing is just around the corner. Basil Toyota is here to deliver the perfect solution for your goals, your lifestyle, and your budget. Our Toyota financing center near Niagara Falls, New York will take the time you need to review financial terminology, explain your options, and ultimately help you feel confident with your decision. Conventional financing is a great option for those that love to personalize and customize their vehicle. Consider one of our low-rate auto loans for an opportunity to own your vehicle outright! However, when you choose to finance your next vehicle, you will have to keep up with the maintenance and service required, as well as resell your vehicle at a later date. Call our Niagara Falls, NY area Toyota financing center to learn more!

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Finance Department

The Basic Components of an Auto Loan from Basil Toyota

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Toyota Model to Buy
Lockport, NY | Buffalo, NY | Amherst, NY | Niagara Falls, NY

Did you know that the entire fleet of new and used vehicles at Basil Toyota is available to finance? Make sure to explore the Toyota RAV4, an iconic and versatile SUV that looks good from all angles. We also have the Toyota Highlander, a spacious SUV that will handle the morning carpool and trips to Goat Island like a champion. For those that need more seats for a growing family, consider the Toyota Sienna. Truck drivers will rejoice with the Toyota Tundra and Toyota Tacoma, two pickups designed to haul and tow all your gear without breaking a sweat. If your commute takes you outside of Niagara Falls, NY, consider a fuel-efficient model like the Toyota Corolla, Toyota Camry, or Toyota Prius. Once you've explored our entire lineup, swing by for an exclusive test drive.

How to Apply for Toyota Financing at Basil Toyota

At Basil Toyota, we know that financing isn't for everyone. Our team is here to explore all of your options, including our competitive Toyota leases. If you love to drive the latest models every few years and prefer the lowest monthly payment possible, a lease might be right for you. However, leases do come with mileage limits that don't work for everyone. Make sure to use our online tools to value your trade-in and estimate your monthly payments. Have questions? Our Toyota financing center near Niagara Falls, NY is waiting to help. Give our team a call today!

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